Charter West National Bank Consumer Privacy Disclosure

We respect your privacy. As a customer of Charter West, we want you to know that it is our policy to protect your privacy by limiting the disclosure of information to outside sources.

Charter West National Bank collects nonpublic personal information about you, (information you might consider to be private such as your social security number, account histories, financial statements, etc.) from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us or others; and
• Information we receive from a consumer reporting agency.

We do not disclose any nonpublic personal information about you to anyone unless it is authorized in writing by you or is otherwise permitted by law. (Legal disclosures include reports to credit bureaus, responses to summons, subpoenas, search warrants, information reports to IRS, etc.)

If you decide to close your account(s), (or become an inactive customer), we will adhere to the privacy policies and practices as described in this notice.

Charter West National Bank restricts access to your personal and account information to those employees who need to know that information to provide products or services to you. Charter West National Bank maintains physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Copyright ©2002 CharterWest National Bank