Derwin Roberts Branch President derwin@charterwest.com	Tom Nitzschke Loan Officer tnitzschke@charterwest.com
Connie Wichman Loan Officer connie@charterwest.com	Patty Ping Compliance Officer pping@charterwest.com

FDIC Transaction Account Guarantee Program
CharterWest National Bank is participating in the FDIC's Transaction Account Guarantee Program. Under this program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.