About Us: Privacy Policy

Charter West National Bank Consumer Privacy Disclosure

We respect your privacy. As a customer of Charter West, we want you to know that it is our policy to protect your privacy by limiting the disclosure of information to outside sources.

Charter West National Bank collects nonpublic personal information about you, (information you might consider to be private such as your social security number, account histories, financial statements, etc.) from the following sources:

  • Information we receive from you on applications or other forms;
  • Information about your transactions with us or others; and
  • Information we receive from a consumer reporting agency.

We do not disclose any nonpublic personal information about you to anyone unless it is authorized in writing by you or is otherwise permitted by law. (Legal disclosures include reports to credit bureaus, responses to summons, subpoenas, search warrants, information reports to IRS, etc.)

If you decide to close your account(s), (or become an inactive customer), we will adhere to the privacy policies and practices as described in this notice.

Charter West National Bank restricts access to your personal and account information to those employees who need to know that information to provide products or services to you. Charter West National Bank maintains physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.


Charter West National Bank Internet Privacy Disclosure

Visitors to this bank Website remain anonymous. We do not collect identifying information about visitors to our site. We may use standard software to collect non-identifying information about our visitors, such as:

  • Date and time our site was accessed
  • IP address (A numeric address given to servers connected to the Internet)
  • Web browser used
  • City, state, and country

The bank uses this information to create summary statistics and to determine the level of interest in information available on our site.

Visitors may elect to provide us with personal information via E-mail, online registration forms, or our guest book. This information is used internally, as appropriate, to handle the sender's request. It is not disseminated or sold to other organizations.

Some areas of our Website may use a "cookie" temporarily stored in the visitor's computer memory (RAM) to allow the web server to log the pages you use within the site and to know if you have visited the site before.



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Regulatory Agency

FDIC Transaction Account Guarantee Program
CharterWest National Bank is participating in the FDIC's Transaction Account Guarantee Program. Under this program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.