Nothing has a greater impact on your ability to obtain a mortgage loan than your credit rating. How much you can borrow, what rates you are offered, and how many choices you have will all be determined in one way or another by your credit report. Understanding your credit report is the very first step in making the right loan choice.

In this section, you will learn what a credit profile is and how to correct errors in your credit score.

Credit Profile | Credit Scores | Correcting Errors

FDIC Transaction Account Guarantee Program
CharterWest National Bank is participating in the FDIC's Transaction Account Guarantee Program. Under this program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.