There are an endless number of loan programs available, but all conform to some basic guidelines. We’ve condensed the hundreds of options down to their basic components to provide you with one of the most comprehensive sources of program information anywhere!

Fannie Mae and Freddie Mac are the largest suppliers of home loans in the world. When you qualify for a Fannie/Freddie loan, you have met the highest standards. These loans are referred to as conventional loans. Other types of loans are FHA, VA, NIFA, and USDA/RD. Click on a button below to find out more about the different types of loans.

Conventional Loans | FHA Loans | VA Loans | NIFA Loans | USDA/RD Loans

Reverse Mortgages | Refinancing

FDIC Transaction Account Guarantee Program
CharterWest National Bank is participating in the FDIC's Transaction Account Guarantee Program. Under this program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.