Nothing has a greater impact on your ability to obtain a mortgage loan than your credit rating. How much you can borrow, what rates you are offered, and how many choices you have will all be determined in one way or another by your credit report. Understanding your credit report is the very first step in making the right loan choice.

In this section, you will learn what a credit profile is and how to correct errors in your credit score.

Credit Profile | Credit Scores | Correcting Errors

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.