USDA/Rural Development (RD) Loan Program

Loans granted by this agency are for fixed rate terms. Loans are granted for up to 100 percent of the appraised value of the home.

USDA/RD Loan Eligibility Requirements

Section 502 loans are primarily used to help low- and moderate-income individuals or households purchase homes in rural areas. Applicants for loans may have an income up to 115 percent of the median income for the area. Area income limits and details for this program can be located at