Deposit Services

Whether your deposit needs are for an efficient way to pay your bills, or for a high rate of return on your money, we strive to offer you just the right product.  Our account offerings include:

CharterSmart Checking
No service charge. Unlimited check writing. Free monthly statements. Images of your checks, if you need them, are available from the bank.

CharterChek Checking
No service charge on accounts with $2,000 average daily balance; modest charges on accounts with lower balances. Unlimited check writing – no per-check charge. We include images of your checks with your monthly statements.

CharterNow Checking
Interest-paying NOW account with interest paid on a tiered basis. Higher rates paid on higher balances. No service charge on accounts maintaining a minimum $2,000 average daily balance.

Pays higher interest rates than CharterNow, but has limited checkwriting privileges. A tiered interest rate structure pays higher rates on larger balances, retroactive to the first dollar. This account provides money market interest rates, while still providing you daily access to your money.

IRA Accounts
Save for your retirement in tax-deferred IRA accounts. Our IRA Specialists can advise you on ways to minimize your taxes and maximize your retirement income.

Savings Accounts
For the savers in your family, we offer traditional savings accounts, paying competitive interest rates.

Certificates of Deposit (CDs)
We offer your competitive interest rates on CDs with terms from 90 days to 48 months. Check for our specials – we offer some of the best rates in the area.

You can always access the information on these accounts by…

CharterGreen eStatements available free on all checking and savings accounts.

Use your CharterWest VISA Check Card to access your account with us.

Supercharge your checking account by adding CharterClub services. For a low monthly fee, you can get great benefits like free checks, discounts on travel and prescriptions, extended warranty on your purchases and more. Check with us for details.