Visa Check Card

visa check card_NEW_WebA new way to pay.

A new way to get cash.

Even though the CharterWest VISA Check Card carries the VISA logo, it’s not a credit card. Rather, it’s an enhanced ATM card. Use it at automated teller machines or to make purchases from your checking account without writing a check.

  • Get cash out of ATMs that display the NETS, Cirrus, or VISA logos, as well as transfer funds and make account inquiries.
  • Make purchases from your checking account at locations where VISA is accepted.
  • Make purchases from your checking account at Interlink locations.

Get cash at an ATM without an ATM card

You don’t need a separate ATM card when you have a CharterWest VISA Check Card. It performs the same functions. Use it at all ATM locations that display the NETS, Cirrus, or VISA logos. Insert the card, enter your PIN and walk away with the cash you need.

Use your CharterWest VISA Check Card free at all CharterWest ATMs. Receive 4 FREE non-CharterWest ATM Transactions. Use your CharterWest VISA Check Card at any ATM anywhere in the World. We’ll waive your non-CharterWest ATM charge on the first four charges per statement cycle! (customer is responsible for any ATM surcharges.) Call or ask for the location nearest you.

Pay from your checking account without writing a check

Leave your checkbook at home. A CharterWest VISA Check Card is the same thing as a check without the time-consuming process of writing a check, showing your identification and waiting for approval. Use the CharterWest VISA Check Card instead of a check at all locations that display the Interlink and/or VISA logos*. No matter where you use your card, a detailed description of every transaction you make will appear on your regular monthly checking account statement.

How to pay at VISA locations

For those times when you would rather pay for your purchases than charge them, use your CharterWest VISA Check Card. The money will come directly out of your checking account. Merchants all over the world who accept VISA credit cards, automatically accept VISA Check Cards.

How to pay at Interlink locations

It’s fast, safe and reliable to pay with a CharterWest VISA Check Card at stores that display the Interlink logo. It’s as simple as using an ATM. Here’s all you do: Interlink merchants have payment terminals at the checkout counter. Simply swipe your CharterWest VISA Check Card through the slot on the terminal. Then enter your personal identification number (PIN). Within seconds, you will receive approval, and the transaction is complete.

How to get a CharterWest VISA Check Card

If the CharterWest VISA Check Card sounds like something that could simplify your life, visit the CharterWest National Bank facility nearest you. We’ll be happy to introduce you to a new way to access your checking account.

Visa Check Cards are available to qualified CharterWest National Bank customers with good credit history.

*CharterWest reserves the right to restrict use of your VISA Check Card by geographic locations. For information regarding currently blocked geographic locations please contact us at 800-872-5147.

Lost or Stolen VISA Check Card or Suspected Fraud

If your card is lost or stolen or you suspect fraudulent activity:

  • Contact us as soon as possible at 1-800-872-5147. Do not e-mail us to report the incident, e-mail is not a secure method of communication for your personal and confidential information.
  • Monitor your account for any unauthorized transactions and notify us if any look suspicious.
  • Change passwords and update information with any online retailers where the lost or stolen card information is used or stored.
  • Monitor your credit report for unusual activity. Visit to get a free copy of your credit report from each of the nationwide credit reporting companies.  You can receive a free credit report from each reporting company once every 12 months.  You can also order your free credit report:
    -By phone: Call (877) 322-8228
    -By mail: Download and complete the Annual Credit Report Request Form and mail it to:
    Annual Credit Report Request Service
    P.O. Box 105281
    Atlanta, GA 30348-5281