Service Charge Summary
Service charges effective as of April 1, 2023 at CharterWest Bank
The following fees may be assessed against your account:
| NSF Return Item Fee* | $25.00 per item |
| Overdraft Fee – Item Paid* | $25.00 per item |
| Negative Balance Fee (7 Consecutive Days) | $25.00 per week |
| Stop Payments | $25.00 per request |
| Stop Payment Renewal | $25.00 per request |
| ATM Withdrawal (4 free non-CharterWest ATM withdrawals/statement cycle) | $1.50 (at non-CharterWest ATM machines) |
| Personal Money Orders | $5.00 each |
| Cashier’s Checks | $10.00 each |
| Garnishments | $50.00 each |
| Levies | $50.00 each |
| Additional or Replacement VISA Check Card | $10.00 each |
| Incoming Collection Item | $20.00 each |
| International Item Deposited | $20.00 each |
| Deposited Item Chargeback | $5.00 each (business accounts only) |
| Account Research | $25.00 per hour ($25.00 minimum) |
| Account Balancing Assistance | $25.00 per hour ($25.00 minimum) |
| Special Statement | $1.00 per page |
| Multiple Mailing Fee | $5.00 per month (per multiple statement) |
| Photocopies | $.20 each |
| Wire Transfers (outgoing) | $30.00 each |
| Single ACH Transfers (outgoing) | $30.00 each |
| Incoming Fax | $5.00 each |
| Outgoing Fax | $10.00 each |
| Dormant Account Fee (no activity for 1 year) | $3.00 per month |
| Check Cashing Fee – Non-customer | $1.00 per $100 ($3.00 minimum) |
| Coin Changing Fee | 5% of total ($3.00 minimum) |
| Counter Checks | $1.00 per page (4 checks) |
*CharterWest assesses NSF return item fees or overdraft fees when a charge is presented for payment but cannot be covered by the balance in your account. Charges may be by check, in-person withdrawal, ATM withdrawal, or other electronic means. In some cases, the same transaction may result in multiple charges if merchants re-present the same electronic payment or check more than once.
