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Calculators

Car Loan
Home Loan
Home Affordability
Retirement
Investment

Car Loan

Calculate an estimated monthly payment and view an amortization schedule. This tool is for informational purposes only and does not constitute a loan offer.

Enter the principal amount (no commas needed).
Annual Percentage Rate, as a percent.
Example: 60 months or 5 years.
Applies directly to principal each month.
Used for schedule month labels.
Estimated monthly payment
—
Total interest
—
Total paid
—
Amortization schedule
Payment # Date Payment Principal Interest Balance
Enter values and select Calculate.

Notes: Payment amounts may vary slightly due to rounding. Extra payments reduce principal and can shorten the payoff period.

Disclaimer: Results are estimates. Fees, taxes, insurance, compounding conventions, and payment timing can affect actual amounts.

Mortgage Calculator

Estimate monthly payment (principal & interest) and optionally include taxes, insurance, HOA, and PMI. This tool is for informational purposes only.

Purchase price.
Amount or percent of home price.
Nominal annual rate; compounded monthly.
Typical terms: 15 or 30.
Optional. Used for monthly escrow estimate.
Optional.
Optional.
Optional. Enter your estimate if applicable.
Used for schedule month labels.
Applied to principal; can shorten payoff period.

Notes: "Monthly payment" includes principal & interest plus any optional tax/insurance/HOA/PMI inputs you provide. Actual escrow and PMI terms vary by lender and program.

Loan amount
—
Principal & interest (monthly)
—
Estimated total monthly payment
—

Monthly breakdown

Principal & interest
—
Property tax (escrow)
—
Insurance (escrow)
—
HOA
—
PMI
—
Total
—
Amortization schedule (principal & interest)
Payment # Date Payment Principal Interest Balance
Enter values and select Calculate.

Schedule reflects principal & interest plus any extra principal payments. It does not amortize escrow/HOA/PMI (those are typically not principal-reducing).

Disclaimer: Results are estimates. Fees, points, taxes, insurance, compounding conventions, and payment timing can affect actual amounts.

Home Buying Calculator

Estimate a maximum home price based on income, debts, down payment, and loan assumptions. This tool is for informational purposes only.

Total household income before taxes.
Auto loans, credit cards, student loans, etc.
Cash available for down payment.
Nominal annual rate; compounded monthly.
Typical terms: 15 or 30.
Total monthly debts + housing payment as a share of income.
Monthly housing payment as a share of income.
Optional; used to estimate escrow.
Optional; used to estimate escrow.
Optional.
Optional estimate if applicable.
Optional safety cap to avoid extreme results.

Method: Computes a maximum allowable monthly housing payment using both housing ratio and overall DTI, then solves for a loan amount that fits that payment after taxes/insurance/HOA/PMI. Down payment is added to estimate max home price.

Max total monthly housing payment
—
Estimated max loan amount
—
Estimated max home price
—

Monthly housing components

Principal & interest (max)
—
Property tax (escrow)
—
Insurance (escrow)
—
HOA
—
PMI
—
Total (max)
—

Disclaimer: Results are estimates. Qualification depends on lender guidelines, credit, assets, reserves, property type, and program rules.

Retirement Calculator

Project a retirement balance, estimate a target nest egg, and see whether you are on track. This tool is for informational purposes only.

Your age today.
Age you plan to retire.
Current 401(k)/IRA balance.
Your monthly contribution going forward.
Nominal annual rate; compounded monthly.
Used for "today's dollars" adjustments.
How much you want to spend each year (in today's dollars).
Social Security/pension estimate (optional).
How long retirement income is needed.
Nominal annual rate; compounded monthly.

Method: Accumulation is compounded monthly with end-of-month contributions. Target nest egg is calculated as the present value (at retirement) of a fixed real spending need over the retirement period.

Projected balance at retirement
—
Estimated target nest egg
—
Monthly contribution needed (to hit target)
—
Year-by-year projection
Age Year Start balance Contrib Growth End balance
Enter values and select Calculate.

Growth is estimated using monthly compounding. Values are nominal dollars (not inflation-adjusted).

Disclaimer: Results are estimates for educational use. Fees, taxes, contribution limits, and market variability can materially affect outcomes.

Savings Calculator

Estimate the monthly deposit required to reach a savings goal, or estimate the future value of monthly deposits. This tool is for informational purposes only and does not constitute financial advice or a product offer.

Monthly deposit to reach a savings goal

Target future value (no commas needed).
How long you will deposit.
Annual rate, compounded monthly.
Estimated monthly deposit
—

Assumes deposits are made at the end of each month.

Future value of monthly deposits

Amount deposited each month.
How long you will deposit.
Annual rate, compounded monthly.
Estimated future value
—

Assumes deposits are made at the end of each month.

Disclaimer: Results are estimates. Actual results may vary based on compounding conventions, deposit timing, fees, taxes, and other factors.

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