Mortgage Loan Options
We offer both Fixed Rate and Adjustable Rate Mortgage Loans (ARM’s) with varying terms.
Government Loan Programs
We offer FHA, VA, and USDA (RD) loans through each respective agency. CharterWest Bank is considered one of the leading lenders in Nebraska to offer these government programs that allow low and no down payments.
This program is a fixed rate designed for first-time buyers and offers smaller or no down payment options. CharterWest Bank is one of the leading lenders in Nebraska on this program.
A Reverse Mortgage is a loan that allows seniors over 62 to borrow money for almost any reason using the equity in their home and does not require monthly payments.
Many options and programs are available for most any borrowing need, including lowering costs and reducing the existing term of your mortgage.
We offer short term construction loans to help you build your dream home. We also offer extended lock options for your permanent financing to handle all of your needs.
We offer non-conforming fixed and adjustable rate loans that are above agency guidelines with various terms.