Janette is so wonderful to work with!!! She is extremely knowledgeable and is very good at explaining details to my understanding. I have worked with her several times. Each time through the last 10 or so years I have called Janette when either buying or refinancing. I even tracked her down when she moved to a different company because she is the best in the business!!! I have referred her to others who were also very happy with her, even my daughter! If you want someone who will make you feel like you are her only client, someone that will ease the pain and hassle of the process to get a mortgage loan, Janette is your go-to person.