Deb Melichar

I have a vast knowledge of the real estate market in and around Lincoln, Nebraska. I have 20 years of mortgage lending and finance experience plus 10 years in the title insurance industry. I stay current with the ever changing mortgage regulations and trends that effect mortgage information and rates.

My involvement in the real estate community has made me one of the top requested mortgage loan officers in the Lincoln market.

I understand that buying or refinancing your home can be a stressful task. I feel it is my responsibility to educate and help you understand your options. My goal is to ensure you get a loan program to fit your financial goals along with making your experience simple and as exciting as buying a new home should be! Whether you are refinancing an existing loan, purchasing your first home, buying a vacation home, investment property or considering selling an existing home, the financing process can be a little intimidating for anyone. One of the things I focus on is making what can be a complicated and scary process easy and exciting. I really look forward to meeting you and helping you accomplish your goals!

I have helped hundreds of families with home ownership and financing options. Charter West Bank offers a variety of program options that I can tailor to your individual needs. I am able to offer first-time home buyer loans, Conventional, FHA, VA, USDA Rural Development and all NIFA products, as well as refinancing options, Home Equity Lines of Credit, Grant Programs and bridge loans. With this diverse mix of options I am able to tailor the best loan product for your goals.

My passion is to take the time to build relationships with my customers. I ask the important questions to determine your financial goals to assist you with selecting the best loan options to meet your goals.

Your future and happiness is very important to me and by building this relationship, I feel very connected to my customers, like family.

I grew up on a farm in southeast Iowa. My family raised cattle, hogs and sheep. The structure of farm life and chores taught me to be very responsible and in tune with what needed to get done. My free-time today is spent riding my bicycle for long distances. I have ridden across Colorado in a ride called the Triple By-Pass, over 3 mountain summits and the continental divide. I love to read and being an active grandparent to my 11 grandchildren. We are very fortunate that all 11 grandchildren live close to Lincoln. My husband, Bruce and I have 4 married adult children, 3 of our 4 children live in the Lincoln area and 1 resides on the coast of North Carolina. We love to travel to visit as often as possible and enjoy the beaches.

If you are interested in learning the different options for home financing please call me. 402-484-0457 is my direct office phone number and I look forward to talking with you soon about your dreams for a home.