Resource Links – Learn More
- IRS Identity Protection: Prevention, Detection and Victim Assistance
- Federal Trade Commission
- ABA Consumer Resources
- Consumer Financial Protection Bureau
- Social Security Administration
- National Cyber Security Alliance | StaySafeOnline
- FDIC Consumer Awareness
- FDIC Consumer News
- NEMA – Homeland Security
- FBI Scams & Safety
- USA.gov Report Scams & Frauds
- Internet Crime Complaint Center
- Department of Homeland Security
- US Department of Justice, Fraud Section
Businesses and business transactions may be at a bigger risk than consumer transactions due to their frequency and monetary value. Businesses may become the victims of account takeovers, unauthorized wire/ACH transfers, and business email compromise. Guidance indicates that businesses should consider enhanced controls over administrative access and business functions (including segregation of duties); understand the security features of software and websites utilized by the business; perform a risk assessment and evaluation of risk controls; and consider layered security processes such as out-of-bank verification, fraud detection/monitoring, and IP reputation-based services. Below are helpful links for businesses.
- FTC – Business Center Data Security
- FTC – Small Business
- Better Business Bureau – Data Security
- NACHA – Protecting Consumers
- Federal Communications Commission – Business Tips
- Small Business Information Security (NIST)
Elder Abuse refers to intentional or negligent acts by a caregiver or “trusted” individual that cause (or have the potential to cause) harm to a vulnerable elder. Elder abuse can happen to anyone—a loved one, a neighbor, and, as we age, it can even happen to you. Elder abuse can happen anywhere – in the home, in nursing homes, or in other institutions. It affects seniors across all socio-economic groups, cultures, and races. Based on available information, women and “older” elders are more likely to be victimized. Dementia is a significant risk factor.
Common instances of Elder Abuse related to Financial Affairs:
- Misappropriation of income and assets.
- Excessive rent or fees for services.
- Money or property obtained by undue influence, misrepresentation, or fraud.
- Improper or fraudulent use of the power of attorney or fiduciary authority.
- Pigeon drop – perpetrator claims to have found a sum of money and offers to split it with an elder but the elder must first withdraw an equal amount of money as good faith.
- Fake accident ploy – perpetrator convinces an elder that a family member is ill or in need of assistance.
- Telemarketing and mail fraud.
- Fake prizes.
- Unsolicited work.
To report suspected elder abuse, neglect, or financial exploitation, call the Nebraska Adult Protective Services 24-hour, toll-free hotline at 800-652-1999 or call your local law enforcement. Visit the Nebraska Department of Health & Human Services at DHHS Elder Abuse Online for more valuable information.
The U.S. Senate Special Committee on Aging has a toll-free hotline that makes it easy for senior citizens to report suspected fraud and receive assistance. It is staffed by a team of expert investigators weekdays from 8 a.m. to 4 p.m. CT. Call the fraud hotline at 855-303-9470, or visit www.aging.senate.gov/fraud-hotline.